If you can’t keep up with payments to creditors, you’re in the right place. Trusted and recommended, Capital Debt Solutions has helped many Australians to become debt free.
Many Australians find themselves in this situation. It’s too easy to get credit to buy all kinds of things – and credit companies are ruthless in making money from interest which can quickly get out of control.
First of all, it’s important to work out where you are. Before you can make a plan to get out of your current situation, you need to know where your money is going.
It can seem like a huge task to figure out what the problem is. That’s where talking with an independent debt solutions specialist can make life much easier for you.
If you are experiencing financial difficulty and finding it hard to manage your debts Capital Debt Solutions may be able to help you. Every day we assist Australians who are experiencing:
- Financial hardship
- High interest rates on credit cards
- Mortgage arrears
- Out of control debts
Get Your Free Debt Counselling Session from Capital Debt Solutions
Contact us today to receive an over the phone, obligation free debt counselling session. We’ll help you analyse your debt problems and find the solutions to resolve your problems.
Capital Debt Solutions Can Help
- Consolidate your credit card debt into one monthly repayment
- Lower your monthly repayment to an amount you can afford to pay
- Reduce your interest rate so you pay the lowest interest
- Eliminate your credit card debt and take financial control
The Five Most Popular Debt Solutions:
1. Debt Agreement
Debt Agreement is an agreement between you and your creditor. We work out how much you can afford after all your expenses are calculated. On your behalf, we contact and negotiated with your creditors. All your unsecured debts are “frozen” and no creditors can charge you more interest or take any action against you. You just pay all your unsecured debts back in one easy regular payment which is interest-free.
2. Debt Consolidation Loans
We can help you to consolidate all your debts into one manageable loan, in agreement with your creditors. These loans are becoming harder to arrange but sometimes it is your best choice. We work out with you if this is an option for you.
3. Personal Informal Agreement
It may be possible for us to negotiate with your individual creditors and create affordable repayment programs with each, freezing further interest payments.
4. Cut Your Expenditure
The experienced eyes of your debt solutions specialist can see clearly through the worry of your finances. Sometimes just working with us on your personal budget is enough to cut your bills – maybe changing credit cards or mortgage, swapping car loans or cutting out bills you can manage without.
5. Declaring Bankruptcy
Sometimes, bankruptcy is the best and only option. We can make this process as painless as possible.
What Do I Do Now?
When you need financial help, Get in touch with us.
Your Debt Solutions specialist at Capital Debt Solutions will find the best solution and work with you and your creditors to get you back on track and rebuild your financial future.
Trusted and recommended by more than many Australians.