If you’re having trouble paying debts, this may be the most important message you ever read. Because Capital Debt Solutions would like to offer you one independent debt consolidation specialist consultation for free.
You can break free from debt
How can Capital Debt Solutions help you sort out your debt for free?
We are independent debt consolidation specialists and have helped many Australians become debt-free. So we have the experience necessary to help you save thousands of dollars in interest and reduce your payments – giving you greater financial freedom so you can have more dollars in your pocket.
Here’s how the process works
At your initial free consultation, you will discuss your situation with a personal debt solutions specialist employed by Capital Debt Solutions.
We do not have salesmen or saleswomen earning commissions from recommending certain products – unlike many other finance organisations. We are impartial and only here to advise what is right for you.
Your debt solutions specialist will do three things:
- Confirm the exact size of your debts
- Agree with you a realistic and practical plan for paying off your debt
- Protect you from further interest demands
During your free consultation, your debt solutions specialist tells you about the debt management options you have – and helps you clearly understand which is best for you.
You can break free from debt
1. Debt Agreement
We can do all the work to apply for a “Part Nine Debt Agreement”- which you approve and are involved in every step of the way. All your unsecured debts are quarantined and no creditors can charge you more interest or take any action against you. You just pay all your unsecured debts back in one easy regular payment which is interest free.
2. Debt Consolidation Loans
We can help you to consolidate all your debts into one manageable loan, in agreement with your creditors and in conjunction with an associate finance broker. These loans are becoming harder to arrange but sometimes it is your best choice. We work out with you if this is an option for you.
3. Personal Informal Agreement
It may be possible for us to negotiate with your individual creditors and create affordable repayment programs with each, freezing further interest payments.
4. Cut Your Expenditure
The experienced eyes of your debt solutions specialist can see clearly through the worry of your finances. Sometimes just working with us on your personal budget is enough to cut your bills – maybe changing credit cards or mortgage, swapping car loans or cutting out bills you can manage without.
5. Declaring Bankruptcy
Sometimes, bankruptcy is the best and only option. We can make this process as painless as possible.
Which of these options is right for you?
When you can’t pay your bills, it can seem like you only have hard-to-understand choices. Should you consolidate your debts? Could you refinance your credit cards, car or mortgage? Will you have to declare bankruptcy?
At your initial free consultation, our specialist staff makes it easy for you to understand the options so that you have independent information to make exactly the right choice for you.
There is no cost to you for this call.
There are no obligations.
Everything is discrete and confidential.
There are thousands of Australians just like you.
Debt is nothing to be ashamed of. But ignoring your debt problem certainly is.
Debt restructure can improve your financial situation and reduce the pressures on you and your family.
Your initial consultation is free and no more interest is charged
- There is no charge for your initial consultation
- Your fees to Capital Debt Solutions are built in to the weekly or fortnightly repayment amount BUT only if you decide to go ahead
What Our Clients Say
When my wife lost her job, she found another one but it doesn’t pay as well. We began to really struggle and couldn’t even meet the minimum monthly repayments on our credit cards. Capital Debt Solutions helped to arrange a debt consolidation loan and we are now paying less than before and starting to work towards being debt free. Such a relief!
I am writing to express my appreciation for all your help with sorting my finances so quick. Thank you for your support, kindness and understanding during this difficult time, your professionalism has been fantastic . Thank you for all your advice and support. I can now relax and enjoy life again. Much appreciated.Highly recommended.
Call us or enter your details on this form on the right to schedule your confidential, free discussion:
Your initial consultation with our debt specialist is completely FREE.
You can receive personal help from your debt consolidation specialist who will quickly understand your situation so that you can discover the real choices for which plan will help you get out of your debt problems as quickly, safely and affordably as possible.