Your home loan is a key impact on your life. Probably, it’s the biggest financial decision you will ever make. However, over time, you might think about refinancing your mortgage for various reasons. Refinancing a mortgage is a method to replace it. Usually it’s because you want a better rate. It might be that you […]
Fixing Bad Credit History
Your credit history and file is available throughout Australia. Fixing bad credit history is vital. Applications for loans, having a credit card, or renting items such as a fridge or washing machine means you will have a credit file. Credit Agencies in Australia hold your debtor history record. It’s a key piece of information about […]
What does Bankruptcy mean for me?
There comes a time when dealing with debt when you reach the end of the road. You may be wondering – what does bankruptcy mean? You do have options to think about. In Australia, the two most used options are a Debt Agreement or Bankruptcy. This article is all about Bankruptcy. How the debts […]
When is debt consolidation NOT appropriate?
If you are trapped in a cycle of debt then the dream of paying a lower rate of interest is appealing. Debt consolidation, in agreement with your creditors and in conjunction with an associate finance broker, takes all your debt such as credit card balances, overdrafts, store cards and similar, repays them with a single […]
