Should I consolidate my debt?

When you’re in debt it can be a huge worry for you and your family. 80% of partnership and marriage breakdowns are due to financial stress, so don’t underestimate how difficult this is for you.

Your Debt Solutions specialist at Capital Debt Solutions will find the best solution and work with you and your creditors to get you back on track and rebuild your financial future.

Click here to message us or call us now on  1300 107 155 or 07 5474 4450.

There’s a lot to consider but only two steps to know whether you should consolidate your debt:

Step One to get in control of your debt

Consider these questions:

• How much do you owe on each debt?
• How much do you owe in total?
• What interest are you paying?
• What’s the term of each debt (how long before they will be paid off)?
• Are you paying extra charges because of your debts?

Check out the budget calculator to help you or just give us a call to speak with your independent debt solutions specialist.

 Step Two to consolidate or resolve your debt

Look at the advantages of getting in control of your debts. Get rid of the daily and monthly worries of different debts, which make it so hard to budget and break free from owing money –

• Reduce all your debts into one regular repayment
• Lower your monthly repayment to an amount you can afford to pay
• Eliminate or reduce your interest rate so you pay the lowest interest or no more interest
• Have flexibility
• Clearly know where you are financially
• Get back in financial control
• May help improve your credit rating

Debt Consolidation Loans

In summary, we may be able to help you to consolidate all your debts into one manageable loan, in agreement with your creditors and in conjunction with an associate finance broker. These loans are becoming harder to arrange but sometimes it is your best choice, although it’s just one of five options you may have. We work out with you which is the best way forward for you.

 What Do I Do Now?

Get in touch with us.

Your Debt Solutions specialist at Capital Debt Solutions will find the best solution and work with you and your creditors to get you back on track and rebuild your financial future.

Click here to message us or call us now on  1300 107 155 or 07 5474 4450 for fast debt help from Capital Debt Solutions.

Ethical, independent, trusted and recommended by many Australians.