Get Rid Of High Interest Credit Card Debt and Get Back In Control
Do you have credit cards which are at the credit limit or over?
Is too much of your income going on meeting the minimum payments towards your credit card debt?
The shocking fact is that if you owe $20,000 on your credit cards and you only pay the minimum monthly repayment, it will take you 63 years and 8 months to pay off your credit cards! See for yourself on the Credit Card Repayment Calculator.
Capital Debt Solutions is trusted by Australians because we are independent. We give you the best, unbiased advice. We help individuals and businesses in Australia to resolve debts and take financial control.
If you have credit card debt and want to know more about the solutions available to you contact us today.
Capital Debt Solutions Can Help
- Consolidate your credit card debt into one monthly repayment
- Lower your monthly repayment to an amount you can afford to pay
- Reduce your interest rate so you pay the lowest interest
- Eliminate your credit card debt and take financial control
The Five Most Popular Debt Solutions:
1. Debt Agreement
We can do all the work to apply for a government-approved “Part Nine Debt Agreement”- which you approve and are involved in every step of the way. All your unsecured debts are “frozen” and no creditors can charge you more interest or take any action against you. You just pay all your unsecured debts back in one easy regular payment which is interest free.
When you are accepted for a Part Nine Debt Agreement, we 100% guarantee that you will be debt free – and this is backed by the Australian Federal Government.
2. Debt Consolidation Loans
We can help you to consolidate all your debts into one manageable loan, in agreement with your creditors. These loans are becoming harder to arrange but sometimes it is your best choice. We work out with you if this is an option for you.
3. Personal Informal Agreement
It may be possible for us to negotiate with your individual creditors and create affordable repayment programs with each, freezing further interest payments.
4. Cut Your Expenditure
The experienced eyes of your debt solutions specialist can see clearly through the worry of your finances. Sometimes just working with us on your personal budget is enough to cut your bills – maybe changing credit cards or mortgage, swapping car loans or cutting out bills you can manage without.
5. Declaring Bankruptcy
Sometimes, bankruptcy is the best and only option. We can make this process as painless as possible.
What Do I Do Now?
Your Debt Solutions specialist at Capital Debt Solutions will find the best solution and work with you and your creditors to get you back on track and rebuild your financial future.